This absolutely hasn’t affected the mortgage payment much either
When I purchased my lake house, I thought I got quite a deal. It seemed to have everything that I could possibly want. So I did not bother hiring a home inspection or a realtor to take a look at the logistics. I simply got a loan from the bank and purchased the house. I absolutely wish I would have thought about the condition of the home before I purchased. This lake house has a lot of problems that I did not expect to get into. To start with, the lake house is not level & it cost a few thousand dollars to level it. Another expensive issue that the lake house had a roof that leaked. The previous owners must have painted the ceiling so you could not see the water marks and know that is where the roof was damaged. But I can tell you, my roof leaks super bad. I hired a roofing corporation to come out & do a roof inspection for me. My roofing guy is recommending that I have a completely modern roof set up. I just wish that I had hired a roofing inspection before I purchased the house. But that is too late now. The house is mine and I just want a roof that is going to last a few years. I am going to go ahead & get the modern roof installation finished. Of course, I had to refinance the lake house already in order to afford all of these repairs. However, when I am done, at least I will have a home that I can live in & be proud of. This absolutely hasn’t affected the mortgage payment much either. I guess it’s a small thing, however I’m also going to have the roofing businesses install a gutter system on the lake house too.