We bought a fixer-upper, which the previous owners told us needed repair for most things, however we didn’t need to worry about the furnace. So we did every other renovation & update, knowing that we didn’t have any heating repair, just some minor heating repair & air duct cleaning. My associate and I did as planned until we got to the part where we needed the heating contractor to send us one of their apartment services Heating & A/C techs for a brief consultation & inspection of the heating device. I had never wished for a heat pump or any other ductless option in the heating industry like I did when the Heating & A/C serviceman told us that the duct sealing on the heating technology was poorly done and, in some parts, too detrimentd. The previous owner had done the sealing using proper duct tape, loosely holding the ducts hiding extensive detriments. My associate and I needed to replace the ducts entirely. My associate and I were only fortunate that we had an emergency fund that had been untouched when we did the other updates & renovation works; otherwise, we wouldn’t have afforded the repairs & swings that needed to be done. In the middle of the heating drama, we visited the Heating & A/C business, where we saw smart thermostats, which were much more efficient than the digital thermostat the apartment had, but our emergency budget let us splurge a little on the thermostat, saving us from some future repair work. My associate and I learned the taxing way, & should we ever find ourselves buying another fixer-upper, I am not taking anyone’s word that everything is okay & operational. I will add everything to the budget. I would rather we have extra money to work with afterward.