If you are going to be buying a home anytime in the near future, let me give you a piece of advice.
If they offer to sell you a home warranty with your house, then you should definitely buy it! This was something that no one ever told me back before we bought our first house and I really regret the fact that we ended up without a home warranty.
The home warranty would have covered all of the issues that we had with our heating and cooling system. The problems with our air conditioning system alone were expensive enough to have covered the cost of the entire home warranty and that was just one repair. I know for a fact that the heating and cooling portion of the home warranty would have more than covered the initial cost of the home warranty if we had only been smart enough to purchase it. Of course, you live and learn, though. I know one thing is for sure. If we ever sell this place, then the next home that we purchase better have a home warranty. This is something that more than pays for itself the first time that you have to use it. At least that’s how it was in my case. I think that we probably could have paid for the cost of the home warranty three or four times over with all of the money that we have had to spend on repairing our central air conditioning unit over the past three years. Always buy the home warranty, even if it’s just for the HVAC coverage!